Terms of Use

Last updated:Spt 1, 2024

1. General

1. Welcome to the PrestoExperts.io website (the “Site”), which is owned and operated by PrestoExperts Technologies Ltd. (“Company” or “We” or “Us”).

2. The terms and conditions below (the "Terms" or the “Agreement”) constitute a legally binding contract between Company, and you, the User (as defined hereunder, also referred to sometimes as “You”). These Terms govern your use of this Site and\or any information and\or programs and\or services and\or products available on this Site from time to time. Please read these Terms carefully before using this Site and check them periodically for changes.

3. By using and\or accessing this Site and\or the Services you signify your acceptance of these Terms, and your agreement to abide by them. If you do not agree to the Terms you may not use nor access the Site or any of the Services. By using the Site you are agreeing to be bound by these Terms.

2. Definitions 

As used in this Agreement, the following terms shall have the following meanings:

1. “Advisor” means an advisor who has an account on the Application, providing Advisor Services to Users through the Platform.

2. “Advisor Services” means the provision of personal guidance services in the field of expertise of Advisor, as represented by the Advisor, to Users seeking such Services from Advisor through the Application. Advisor Services expressly exclude any counseling or services that require any official licensing or certification under applicable laws.

3. “Application” means Company’s proprietary "PrestoExperts" application (which could be a web application or a mobile application) for the marketplace for advisors providing personalized guidance services to Users. The Application contains dedicated modules accessible for Advisors and for Users.

4. “Platform” means the Company’s proprietary technological platform and business platform for provision of the Services and Application; the Platform includes the Website (as defined below), Application, Services and the System.

5. “Services” means the services provided by the Company to its Users and to the Advisors, through the Application; including without limitation, searching and matching expert Advisors for Users seeking guidance in a variety of fields, facilitating Advisors online counseling to Users, processing of consideration for Advisor Services, and more, all including the related interfaces, all as powered by the technological Platform and made available through the Application. 

6. "System" the proprietary software system, databases, integrations and interfaces, created owned or licensed by, and operated by PrestoExperts, enabling and facilitating the provision of the Services, Website and Application.

7. “User/s” means an individual or individuals using this Site and\or the Services and\or consuming Advisor Services through the Platform. 

8. “User Account” means an account unique to User, allowing User to use the Application and receive and pay for Advisor Services.

1. Privacy Policy, Setting up an Account and Personal Information

1. Certain information about you and\or provided by you and\or or collected on your behalf is subject to our Privacy Policy available at https://PrestoExperts.io/horoscope/privacy-policy/ (the “Privacy Policy”). By using the Site you consent to the collection and use of information as described in our Privacy Policy, as may be amended by us from time to time. Please carefully read our Privacy Policy, which describes how we collect and use such information.

2. In the process of setting up Your User Account, and through the use of the Platform, You will be required to provide certain details about yourself including personal information, such as – Your gender, first and last name, email address, telephone number, birth time and date, payment card details (all the foregoing “Personal Information“). Company is committed to respecting and protecting the privacy of its Users and the confidentiality of Personal Information. For more detailed information about Company’s privacy and data protection policy, please refer to and read Company’s Privacy Policy.

3. You undertake and warrant that any Personal Information you shall provide the Company shall be complete, accurate and correct throughout the use of the Service. You undertake to inform Company immediately of any changes to any such information. 

4. In addition, you undertake and warrant not to provide to the Company, other Users or Advisors, whether through the Platform or by any other means, any excessive personal information concerning yourself or any other individual. You are aware that in any instance where You can provide the Company any information if a form of free text (such as feedbacks, customer support tickets) you are forbidden to provide any personal information other than the Personal Information you provided during the creation of your User Account. We recommend you do not provide the Advisors any personal information concerning yourself or any other individual other than the Personal Information that appears on your public User Account and should you choose to share with the Advisors any additional personal information you shall be doing so on your own risk and  you will be solely responsible for any consequence of your actions.

5. You hereby warrant and undertake that any access information (such as credentials, username, password etc.) to Your User Account will be kept safe, secure and confidential at all times and You shall not disclose or share such access information with any third party nor allow (whether by act or omission) any third party to use them.

6. Your payment card details, or other payment service credentials are not stored on our Platform. Any payments that you make are processed through a third-party service that is PCI DSS certified (which is a standard for securing payment information). 

2. Changes to Advisors or Platform

1. Company reserves the right (but not the obligation) to do any of the following, at our sole discretion: (i) remove or add any Advisors available to User; (ii) provide different availability of Advisors to different Users; e.g. on geographic basis or otherwise; and/or (iii) monitor, alter, review, or remove or refuse to post, any User or Advisor generated content (iv) add, remove, change or otherwise alter any feature or functionality offered through the Platform, for any reason or for no reason whatsoever. Notwithstanding the aforesaid, the Company shall have no obligation or liability towards the User to do any of the above or for failure to do any of the above, or for doing so in any particular manner. Company does not warrant or undertake that User will find any or all Advisors, or find them available to User, at all times, even if User has had prior consultations with any Advisor.  

3. Use Permissions and Limitations

1. The Site may be used and accessed only in accordance with these Terms. 

2. You may use the Site only for lawful purposes.

3. Without derogating from any other right and\or remedy available to us pursuant to these Terms and\or applicable law, we reserve the right to block your access to the Site and\or Services if we suspect any breach of these Terms or any violation of applicable law.

4. The use of and\or access to certain features or parts or Services may require you to establish an account and you may be asked to provide us with certain information about you, including information that may be used, either alone or in combination with other information, to personally identify an individual, including a first and last name, a personal profile, an email address, mobile phone number, a home or other physical address, or other contact information.

5. We reserve the right, in our sole discretion, to refuse to approve the creation of an account and to delay, suspend, or terminate access to any account.

6. By using and\or accessing the Site, you represent, warrant, and undertake, on your own behalf and on behalf of the entity you represent, that:

• You are at least 18 years of age.

• You are fully authorized to enter into these Terms.

• These Terms constitute a legal and valid contract that is binding on you and enforceable against you.

• The execution, delivery, and performance of these Terms by you do not violate any law or the provisions of any agreement to which you are bound.

• The name you provided or will provide for any account and\or registration requested and\or available on the Site, is your legal name, and you have not used any other name with us.

• Any information, materials, data, content, or documents you provide or make available to Company are and will remain true, correct, and complete.

• You will maintain and update any information you provide us with to keep it true, accurate, current, and complete.

• You own or have obtained the right to all of the intellectual property rights concerning any information you provide us, and you have the right to provide Speedi the information you have or will provide.

• You will not modify, distribute, publish, license, create derivative works from, transfer, or sell any information or content contained on the Site.

• You will keep all login details, user accounts, and passwords secure at all times and will not allow anyone else, other than your authorized agents, to access your account. and

• You are and will remain solely liable for the activity that occurs in connection with your account and will notify us immediately if you become aware of any unauthorized access to your account.

1. License Grant. Subject to all of the terms and conditions of this Agreement, upon completion of setting up Your User Account, You are granted a non-transferable, non-sub licensable, non-exclusive, limited, and revocable license to use the Application and Services in accordance to the terms and conditions set forth in this Agreement.

2. Restriction on Use. You agree not to, or attempt to, directly or indirectly (by yourself or through third parties): (i) provide false, incorrect or partial Personal Information. (ii) misuse the Platform in any unlawful manner.  (iii) decipher, reverse engineer, de-compile, disassemble or otherwise disintegrate or attempt to reconstruct or discover any source code or underlying ideas or algorithms or file formats or programming or interoperability interfaces of the Platform, by any means whatsoever. (iv) copy, adapt, translate, modify, change, create any derivative work of the Platform or any portion thereof. (v) test or use the Platform in connection with any benchmark tests, evaluation or any other tests of which the results are designated or likely to be published in any form or media or otherwise made available to the public, without Company’s prior written approval. (vi) disclose Your user name and password to others. and/or allow anyone, directly or indirectly, use the Platform with Your User Account. (vii) make copies of the Platform or any portions thereof. (viii) publish on the Platform, or otherwise promote through the Platform, any content that is defamatory, violent, obscene, offensive, including content that contains nudity or implied nudity or content that is morally or ethically offensive or sexually suggestive. or content that is illegal, that promotes, endorses or supports illegal activities including violence, discrimination, gambling or sweepstakes, human trafficking, drugs use or distribution,  use or distribution of weapons, terrorism and money laundering. (ix) harass, threaten, offend, spam or otherwise mistreat any other User or Advisor through the Platform and (x) post or transmit any unsolicited advertising, promotional materials, or any other forms of solicitation for external or competitive services or applications, or reference your involvement with alternative or competitive services. This includes the exchange of contact information, including user names or IDs for alternative communication that is not through the Platform. (xi) offer and/or encourage Advisors to meet with You in person. If You do meet with Advisors in person, you do so at your own risk. (xii) use the Services in a manner that is not in compliance with Company’s specific instructions, acceptable use policies, or the terms and conditions of this Agreement. 

3. Notwithstanding other rights or remedies available to Company, You are aware and you agree that Company is entitled, at its sole discretion, and without prior notice, to restrict and/or disable Your use of the Platform and close your User Account, in the event that Your use of the Services does not comply with the provisions of this Agreement or any law, without any remedy to You and without any liability to Company.

4. Acceptable conduct. You must always respectfully treat any other User or Advisor, use clean and respectful language, and make sure your conduct is courteous and respectful of others. Company shall not tolerate any conduct that is diminutive, discriminating, rude or otherwise offensive. In case Company receives any complaints from Users or Advisors, you shall be required to fully cooperate with us to clarify any issue. 

1. Fees and Payments     

1. You agree to pay all fees or charges to your User Account in accordance with the fees, charges, and billing terms in effect at the time a fee or charge is due and payable. The fees payable by the Users for the Advisor Services are charged per minute in accordance with the rates published from time to time by the Advisors (the “Fees”) and may be updated and changed at any time as per Advisor’s sole discretion. 

2. The Fees shall be collected from the Users by the Company, through the Platform, and the Company shall be responsible for any subsequent payments to the Advisors. Users are forbidden from transferring any Fees directly to the Advisors and the Company shall not be responsible to reimburse and/or refund any User should the User choose to transfer any Fees directly to the Advisors. We urge the Users to let Us know, if they encountered any direct payment requests by any Advisor.    

3. In order to get an access to Advisor Services, the You shall be required to provide your payment card details, or other payment services credentials, as available on the Application, and you shall be charged for actually consumed Advisor Service, each time after you consumed Advisor Services (or periodically, such as monthly or bi weekly, depending on your payment card scheme and agreement).

4. Upon setting up a User Account for the first time each new User may be awarded with complementary minutes (“Complementary Minutes”) available for use on the Application. The number of complementary minutes may change from time to time based on Company's sole discretion. During your first session with an Advisor, You shall be provided with the notification when [X] Complementary Minutes are left, and following such notification, you shall be charged with the Fees. 

5. Time charges are based on increments of a minute as measured on PrestoExperts’s servers.  Any use of a partial minute, above 40 seconds, is rounded up to a full minute. Any use of a partial minute, less than 40 Seconds (including 40 seconds) will be rounded down to a full minute.  PrestoExperts’s billing system is not fault-free. therefore, PrestoExperts shall not be liable for any problems, miscalculations, or malfunctions in processing payments.

If you believe a mistake was made please send us an email to support@prestoexperts.co

1. The Company is entitled to make, at any time, any credit checks or other security or clearance checks of User’s payment information prior to or following confirmation of any User Account or any purchase. Following any such checks and verifications, the Company is entitled at its sole discretion to refuse to establish the User Account or accept any specific payment method by User.

2. Unless otherwise specifically stated, all prices quoted on the Platform do not include any applicable local, federal, or international value added taxes, sales taxes, and any other taxes, levies or dues that may apply from time to time, and those may be added to your cart according to your specific data. In such a case, separate charges for taxes may be shown on the order confirmation or the invoice for each order as applicable. You shall be responsible for all sales tax, use tax, value added tax, goods and services tax, and any other taxes and duties associated with the Services you purchased which may be charged in your jurisdiction. 

3. From time to time the Company may offer special offers through the Platform. All such offers shall be valid until the last date set for such special offer, if specified, and/or until such other expiration terms specified in relation to the special offer are met. 

1. Cancellations and Refunds.

1. Any and all cancellation or requests for Satisfaction Guarantee Refunds, shall be made in writing and submitted to the following email address: support@prestoexperts.co. Any request that is not made in writing and not to the designated email address may not be treated. 

2. A User who paid for a prepaid package and wishes to terminate their User Account, may request to receive a refund for the unused amount of minutes. The Company will refund payments to the payment method used by User to make the payment within 14 business days following the date of Company's acknowledgement of User’s written request, subject to any outstanding disputes, if and to the extent exist. 

2. Satisfaction Guarantee Policy

1. If the User was unsatisfied with its recent conversation with one of the Advisors, the User may be eligible to submit a request for Satisfaction Guarantee Refund as part of our satisfaction guarantee policy. In such case, the User should email the Company at support@prestoexperts.co and provide Us with all relevant details pertaining to Advisor’s Services subject of such request, which shall include at least: (i) the exact time and date. (ii) name of the Advisor. (iii) detailed description of the event subject of Satisfaction Guarantee Refund. Upon receiving such request and its details, the Company shall be entitled, at its sole discretion, to ask for additional clarifications, both from the User and/or the Advisor. to decide that the User is not entitled for any refund or entitled to a certain refund which may be given in a form of redeemable credits for using Services. Any User shall be entitled to submit one request for Satisfaction Guarantee Refund each 30 days, only concerning Advisors Services that were provided within the past 72 hours and the amount of credits the User may be eligible to shall be limited to 30 USD (thirty) per case. Company’s decision shall be final and shall not be subject to any appeal. The User shall not have any claims towards the Company or anyone on its behalf on this subject. 

“Satisfaction Guarantee Refund” for the purpose of this section shall mean, refund due to one or more of the following reasons: (i) Advisor Services repeatedly interrupted due to, what the User reasonably believes, is Application’s technical failure. (ii) Advisor Services provided not in a professional manner and/or Advisor’s behavior during the provision of its Services is not compatible with what’s reasonably expected from advisors in similar circumstances.       

1. Intellectual Property and Content.

1. The Platform and any technology underlaying the Platform, as well as this Site and the https://PrestoExperts.io/ domain and any subdomains  and all Content (as defined hereunder) (the Site, domains and the Platform collectively, the Company's "Assets"), as well as any and all intellectual property rights related thereto and embodied therein, worldwide, including without limitation, copyrights, trademarks, trade dress, and any related goodwill and know how are and shall remain at all times owned by the Company or its licensors. Other than as explicitly stated herein, no rights whatsoever are granted to any User in any of Company's Assets. "Content" means all features, content and materials, including scripts, presentations, texts, images, animations, illustrations, designs, icons, photographs, video and/or audio streams or files, code in whatever form, and other content provided therein are owned, controlled or licensed by Company. Nothing in the Agreement shall be construed as to grant any intellectual property rights to the Assets or Content to any third party. Unless specifically granted in writing herein or otherwise, User shall have no rights whatsoever to use the Contents or Assets.

2. User hereby represents and warrants to Company that it has all required right, title and interest in and to any content published by User on his User Account, or otherwise transmitted through the Service and that the foregoing do not infringe on any intellectual property rights of any third parties. User shall hold Company harmless and shall fully indemnify Company, at its first request, against any and all damages, losses and expenses, including reasonable attorney's fees, incurred by Company as a result of any third party claim brought against Company based on allegations of any infringement of any intellectual property rights of such third party, worldwide, by the User or his content. 

3. The Services and the Assets are intended solely for personal, non-commercial use. You may use the Services for your own personal benefit and well-being, but not for any commercial purpose. You may not reproduce, publish, transmit, distribute, display, modify, create derivative works from, sell or exploit in any way any part of the Services or the Assets.

2. Terms Applicable to Users Downloading the Application Via the Apple App Store. These terms apply only to the use of the Application if you obtained it via the Apple Inc. (“Apple”) App store:

1. The User and the Company acknowledge that this Agreement are concluded between the User and the Company, and the Company, not Apple, is solely responsible for the Application and its content.

2. The Application is licensed to the User on non-transferable, non-sub licensable, non-exclusive, limited, and revocable basis, subject to all the terms and conditions of these Terms. to use the Application on any Apple-branded Products that the User owns or controls and as permitted by the Usage Rules set forth in the terms of service applicable to the Apple App Store.

3. The User and the Company acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Application.

4. In the event of any failure of the Application to conform to any applicable warranty, User may notify Apple, and Apple will refund the purchase price for the Application to that User. to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Application, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will not be Apple’s responsibility.

5. The User and the Company acknowledge that Company, not Apple, is responsible for addressing any claims of User or any third party relating to the Application or User’s possession and/or use of that Application, including, but not limited to: (i) product liability claims. (ii) any claim that the Application fails to conform to any applicable legal or regulatory requirement. and (iii) claims arising under consumer protection or similar legislation.

6. The User and the Company acknowledge that, in the event of any third-party claim that the Application or the User’s possession and use of that Application infringes that third party’s intellectual property rights, Apple, will not be responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.

7. User represents and warrants that (i) he/she is not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country. and (ii) he/she is not listed on any U.S. Government list of prohibited or restricted parties.

8. The User acknowledges and agrees that, in its use of the Application, User will comply with any applicable third-party terms of agreement which may affect or be affected by such use. 

9. The User and the Company acknowledge and agree that Apple and Apple’s subsidiaries are third party beneficiaries of this Agreement, and that upon User’s acceptance of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against User as the third-party beneficiary hereof.

3. WARRANTY DISCLAIMER. 

1. THE SERVICES AND\OR CONTENT ARE PROVIDED AS IS WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED. COMPANY, AND ITS AFFILIATES, AND EACH OF THEIR RESPECTIVE OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND REPRESENTATIVES (COMPANY “INDEMNITEES”) DISCLAIM ANY AND ALL WARRANTIES, WHETHER EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTY OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. SPECIFICALLY, AND WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, COMPANY DOES NOT WARRANT ANY OF THE FOLLOWING (I) THE ACCURACY OR SUCCESS OR ANY RESULTS OF THE USE OF THE SERVICES (II) THE CORRECTNESS, ACCURACY, RELIABILITY OF ANY OUTPUTS  AND OUTCOMES OF THE USE OF THE SERVICES (III) THAT YOUR USE OF THE SERIVCES WILL BE UNINTERRUPTED, ERROR FREE, OR THAT IT SHALL FIT YOUR INTENDED PURPOSE OR THAT IT SHALL PROVIDE YOU ANY BENEFIT. (IV) THAT THE SERVICE WILL BE FREE OF ERRORS, MISTAKES, MALFUNCTIONS AND THE LIKE.

2. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER ANY APPLICABLE LAW, COMPANY AND COMPANY INDEMNITEES HEREBY FULLY DISCLAIM ANY AND ALL LIABILITY AND/OR RESPONSIBILITY IN CONNECTION WITH ANY AND ALL OF THE FOLLOWING, AS MAY BE A RESULT OF OR IN CONNECTION WITH, YOUR USE OF THE SERVICES: (I) THE CONTENT OF ANY CONVERSATIONS WITH ADVISORS, INCLUDING ANY ADVICE, COUNSELING, RECOMMENDATION, STATEMENT, FORECAST, OR OTHER INDUCEMENT OR PRECLUSION OF ANY USERS BEHAVIOR (II)   PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES. (II) ANY FAILURE RELATED TO ANY TEMPORARY OR PERMANENT INABILITY OF ANY USER TO INTERACT WITH THE ADVISOR, SET OR CANCEL AN ON-LINE SESSION OR OTHERWISE INTERACT WITH THE ADVISOR THROUGH THE SERVICES. (II) ANY CONFIGURATIONS OR ACTIONS THAT DEPEND ON YOU OR ON THE ABILITIES AND TECHNICAL FEATURES AND/OR CONFIGURATION OF YOUR DEVICE OR THE ADVISOR’S DEVICE THROUGH WHICH YOU AND THE ADVISOR USE THE SERVICES. (III) ANY UNAUTHORIZED ACCESS TO OR USE OF COMPANY’S SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY OR YOU.

3. YOU HEREBY WARRANT THAT YOUR USE OF THE SITE AND THE SERVICES IS AT YOUR SOLE DISCRETION AND RISK.

4.  COMPANY AND COMPANY INDEMNITEES DENY AND DISCLAIM ANY WARRANTY AND/OR LIABILITY WITH RESPECT TO THE RELIANCE UPON THE SERVICES AND ANY ANSWERS, STATEMENTS, RECOMMENDATIONS, DECLARATIONS, ADVICE OR INFORMATION PROVIDED TO YOU BY ANY OF THE ADVISORS. NONE OF THE ANSWERS, STATEMENTS, ADVICE, RECOMMENDATIONS, DECLARATIONS, INFORMATION OR OTHER INPUTS PROVIDED BY ADVISORS THROUGH THE PLATFORM IS INTENDED TO BE PROVIDED IN A CAPACITY THAT REQUIRES ANY OFFICIAL OR PUBLIC TRAINING, LICNESE OR CERTIFICATION UNDER ANY APPLICABLE LAW AND YOU SHALL NOT REGARD THOSE AS SUCH. FOR ANY PROFESSIONALLY ACCREDITED COUNSELING OR ADVICE YOU NEED TO CONSULT WITH A CERTIFIED, LICENSED OR OTHERWISE AUTHORIZED PROFESSINAL WHO HAS THE APPROPRIATE LICENSES, CERTIFICATIONS AND ACCREDITATIONS UNDER APPLICALBE LAW OR REGULATIONS, SUCH AS CERTIFICED PHYSICIANS, ACCOUNTANTS, PSYCHOLOGISTS, ATTORNEYS, INVESTMENT ADVISORS ETC. 

4. LIMITATION ON LIABILITY. 

1. YOU HEREBY AGREE THAT TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW IN NO EVENT SHALL COMPANY OR COMPANY INDEMNITEES BE LIABLE FOR ANY INDIRECT, SPECIAL, CONSEQUENTIAL OR INCIDENTAL DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS OR SERVICES, DAMAGES FOR LOSS OF PROFITS, LOSS OF INFORMATION OR DATA) ARISING OUT OF OR IN CONNECTION WITH THE USE OF OR INABILITY TO USE THE SERVICES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION SHALL APPLY REGARDLESS OF THE FAILURE OF ANY ESSENTIAL PURPOSE. THIS LIMITATION IS AN ESSENTIAL PART OF THE AGREEMENT BETWEEN YOU AND COMPANY.

2. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL COMPANY AND/OR COMPANY INDEMNITEES BE LIABLE TO YOU FOR ANY DAMAGES OR LOSSES OF ANY KIND WHATSOEVER IN EXCESS OF THE TOTAL AMOUNT OF FEES, IF ANY, PAID BY YOU TO COMPANY DURING THE MONTH PRECEDING THE EVENT THAT IS THE BASIS OF YOUR CLAIM. YOU ACKNOWLEDGE THAT THIS LIMITATION REPRESENTS A REASONABLE ALLOCATION OF RISK, AND THAT COMPANY WOULD NOT PROVIDE YOU WITH LICENSE TO USE THE SERVICES EXCEPT UNDER THE TERMS OF THIS AGREEMENT.

3. Without derogating from the above, all claims against Company in connection with the Application and/or Services and/or this Agreement must be made within 12 months as of the date of receipt of the Services concerning which a claim is made. After said 12 months, the claim shall be time barred. 

5. Governing Law and Jurisdiction

1. THE LAWS OF THE STATE OF ISRAEL WILL GOVERN THESE TERMS, THEIR INTERPRETATION AND ENFORCEMENT, AND ANY CLAIM OR CAUSE OF ACTION (IN LAW OR EQUITY), CONTROVERSY, OR DISPUTE ARISING OUT OF OR RELATED TO THEM OR THEIR NEGOTIATION, EXECUTION OR PERFORMANCE, WHETHER BASED ON CONTRACT, TORT, STATUTORY OR OTHER LAW, IN EACH CASE WITHOUT GIVING EFFECT TO ANY CONFLICTS-OF-LAW PRINCIPLES.

2. THE COMPETENT COURTS IN TEL-AVIV, ISRAEL SHALL HAVE EXCLUSIVE JURISDICTION OVER ANY DISPUTE AND\OR CLAIM RELATED TO THIS AGREEMENT AND\OR BETWEEN YOU AND COMPANY.

6. Additional Terms

1. Certain Services and\or features made available on the Site from time to time may subject to additional terms and conditions made available to you separately from these Terms (the “Additional Terms”). Any Additional Terms are incorporated herein and form an integral part of these Terms. If there is any conflict or inconsistence or contradiction between these Terms and the Additional Terms, the Additional Terms will prevail.

7. Agreement to Do Business Electronically and How to Provide Notice

1. You agree to conduct business with us electronically, including the execution of these Terms and any Additional Terms.

2. You agree that we may provide you notices, disclosures, electronic records, and other communications by email, by posting in your User Account, by text message, by regular mail, or any other method. You may provide us notice through the Site or by email to: support@prestoexperts.co.

3. We will use the contact information we have on file for you to notify you, and it is your responsibility to notify us immediately of any changes to your contact information. If you wish to update your contact information, you may do so through the Site by changing your User Account settings. If you have any difficulty doing so, you may email us a request for assistance at: support@prestoexperts.co.

4. You consent to be contacted by us or our representatives by any means which you provide or at which you may be reached. You consent to receive messages from us or our representatives at the numbers and addresses you have provided to us or numbers or addresses we can reasonably associate with you, with information or questions relating to you or the Services. 

5. To unsubscribe from messages and\or mailing lists, click on the “unsubscribe” link provided in the message, or follow the instructions provided in the message for unsubscribing. If you unsubscribe, we may restrict or terminate your access to the Services and\or Account. You consent that following a request to unsubscribe from messages, you may receive one final message from us confirming your request and/or providing an alternative to access your Account.

6. You agree that all agreements, notices, disclosures, and other communications that we provide or make available to you electronically or post on the Site satisfy any legal requirement that a communication be in writing, if such a requirement is applicable, and you waive any rights you may have to require an original (non-electronic) signature or delivery or retention of non-electronic records, to the extent not prohibited by law.

7. You may withdraw your consent to receiving electronic communications at any time by emailing us at: support@prestoexperts.co. If you withdraw your consent to receiving electronic communications, the legal effectiveness, validity, and enforceability of all terms and conditions agreed to and any prior communications will remain in effect. Any withdrawal of consent to receiving electronic communications will be effective only after we have a reasonable period of time to process your withdrawal request. If you withdraw your consent to receiving electronic communications, we may immediately delay, suspend, or terminate your access to and participation in your Account, the Site, and Services.

8. Miscellaneous 

1.  Amendments. Company reserves the right to change or modify or otherwise update this Agreement, including, but not limited to the Fees (as may be updated by the Advisors), at any time without prior written notice and its sole and absolute discretion. When these changes are made, Company will make a new copy of the Agreement available at the Website and/or the Application and shall inform You of such changes via the email address You provided during User Account set up. You understand and agree that if You use the Services after the date on which the Agreement has changed, Your use of the Platform shall be construed as acceptance of the updated Agreement. This Agreement or the updated version thereof shall constitute the entire agreement between You and Company. 

2. Interpretation. The headings of the Sections and Sub-Sections of this Agreement are for convenience of reference only and are not to be considered in constructing this Agreement.  Any reference to the singular includes the plural and vice versa; and one gender includes all genders. 

3. Severability. If any provision of this Agreement is held by a court of competent jurisdiction to be unenforceable under applicable law, then such provision shall be deemed severable from the remaining provisions and the remainder of this Agreement shall be interpreted as if such provision were so excluded and shall be enforceable in accordance with its terms; provided, however, that in such event this Agreement shall be interpreted so as to give effect, to the greatest extent consistent with and permitted by applicable law, to the meaning and intention of the excluded provision as determined by such court of competent jurisdiction.

4. Relationship. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Company as a result of these Terms or your use of the Site or Services. 

5. Assignment. You may not assign any part of your rights or duties under these Terms without Company’s prior written consent, and any such attempted assignment without said prior written consent is and will be null and void. 

6. Entire Agreement. This Agreement is the entire agreement between Company and You relating to the subject matter herein and shall not be modified except as described herein.

7. Waiver. No waiver will be implied from conduct or failure to enforce or exercise rights under this Agreement, nor will any waiver be effective unless in a writing.

8. You may contact Company with any inquiry regarding the Application or this Agreement at support@prestoexperts.co.

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Disclaimer

1. No Professional Advice
   The information, content, and services provided on this Platform are for informational purposes only and are not intended to substitute for professional advice. Users should not rely solely on any information or advice obtained through the Platform for making decisions in sensitive areas that require professional expertise, including but not limited to financial, legal, medical, mental health, or real estate matters.

2. No Professional-Client Relationship
   Use of this Platform does not create a professional-client relationship between Users and Advisors in any regulated field. Advisors are not licensed professionals in fields that require official certification, and any guidance provided should not be considered professional advice.

3. Prohibited Advice
   Advisors are expressly prohibited from providing advice or guidance in the following areas:

• Financial and Investment Advice: Including but not limited to stock recommendations, investment strategies, asset allocation, or any financial planning services.

• Medical and Health Advice: Including but not limited to medical diagnoses, treatment plans, pharmaceutical advice, or any health-related consultations requiring professional medical expertise.

• Mental Health and Psychological Services: Including but not limited to counseling, therapy, psychological assessments, or any services typically performed by licensed mental health professionals.

• Legal Advice: Including but not limited to legal consultations, interpretations of laws, or any advice constituting legal services.

• Real Estate Transactions: Including but not limited to advice on property purchases, investments, or transactions involving real estate assets.

• Pharmaceutical Guidance: Including but not limited to medication usage, prescriptions, drug interactions, or any pharmaceutical-related information requiring professional accreditation.

4. User Responsibility
   Users are solely responsible for evaluating and acting upon any information or advice obtained through the Platform. Users should exercise due diligence and consider seeking professional advice from licensed practitioners in relevant fields before making any decisions.

5. No Emergency Services
   The Platform is not intended for use in emergency situations. If you are experiencing an emergency or crisis, please contact appropriate emergency services or professional assistance immediately.

6. Age Restrictions
   Users must be at least 18 years old to use this Platform. The Platform is not intended for minors, and we do not knowingly collect information from individuals under the age of 18.

7. Limitation of Liability
   The Company shall not be liable for any damages arising from the use of information or services obtained through the Platform, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

8. No Endorsement
   The Company does not endorse, guarantee, or assume responsibility for any advice, information, or services provided by Advisors through the Platform.

9. User Conduct
   Users agree to use the Platform in a manner consistent with all applicable laws and regulations. Any misuse of the Platform, including but not limited to harassment, spamming, or engaging in prohibited activities as outlined in the Terms of Use, may result in termination of access.

Updates to this Disclaimer
The Company reserves the right to modify this Disclaimer at any time. Any changes will be effective immediately upon posting. Continued use of the Platform constitutes acceptance of the modified terms.